# Introduction The Future of DeFi Yield on TON The DeFi world is rapidly evolving, reshaping traditional financial paradigms and empowering individuals with unprecedented ability to control their assets. In this transformative landscape, LevelQ is dedicated to building on the TON ecosystem, leveraging its strengths to deliver next-generation, secure vault-based non-custodial DeFi yield. LevelQ is committed to democratizing finance by offering a diverse range of DeFi opportunities on the TON blockchain. Our vision is to empower users to seamlessly access DeFi rewards with a single click, providing them with the tools they need to take control of their digital assets. **Leveraging the best-in-class protocols on TON.** At LevelQ, we are pioneering the integration of advanced DeFi yield strategies within the TON ecosystem to unlock new possibilities for token holders. Our mission is to empower users to effortlessly access top-tier DeFi rewards through our innovative AI-Quant driven strategies and non-custodial vaults. Our platform is tailored for the TON blockchain, maximizing rewards through yield farming strategies that leverage high-performance protocols such as Ion Finance, STON.fi, DeDust, Bemo, Megaton Finance and EVAA Protocol. LevelQ enhances liquidity, reduces market fragmentation, and boosts the utility of TON tokens and Jettons, driving greater profitability and sustainability in the ecosystem. We are committed to building a seamless, user-centric experience that makes DeFi accessible and effective for all users, from novice to expert. Through strategic partnerships, we are continuously expanding our reach and enhancing our offerings, ensuring that LevelQ remains at the forefront of the DeFi space on TON.
## Purpose of the documentation This documentation serves as a comprehensive guide to LevelQ Finance, offering a detailed exploration of our protocol's architecture, investment products, governance model, security measures, and more # The Challenge ## The Challenge As the TON ecosystem grows, several challenges persist that hinder the optimal realization of its potential, particularly in the realm of yield generation and DeFi participation: #### 1. Fragmented Yield Opportunities Despite the rapid expansion of the TON blockchain, yield opportunities remain fragmented across various protocols and platforms. Users often struggle to identify, access, and efficiently utilize these opportunities, leading to underutilization of available yield potential. This fragmentation results in scattered liquidity and makes it difficult for users to effectively capitalize on DeFi offerings within the TON ecosystem. #### 2. Limited Interoperability The TON ecosystem, while robust, is relatively isolated from other blockchain networks. This limitation hampers the flow of assets and liquidity, restricting users from easily moving their capital to where it can be most productive. Without seamless interoperability, users are often confined to the yield opportunities within TON, unable to leverage cross-chain advantages that could enhance returns. #### 3. Liquidity Fragmentation Liquidity within the TON ecosystem is often spread thin across multiple protocols, leading to inefficiencies in capital allocation. This fragmentation not only dilutes potential yields but also complicates users' efforts to manage and optimize their investments across different platforms. The lack of a unified approach to liquidity management hinders the ecosystem's overall growth and utility. #### 4. Security and Risk Management As with many DeFi ecosystems, the TON ecosystem is not immune to security vulnerabilities. Users face significant risks, including protocol breaches and fraudulent activities. The absence of comprehensive risk management solutions exacerbates these risks, making it challenging for users to confidently engage in yield generation strategies without fear of asset loss. #### 5. Complex User Experience Navigating the TON DeFi landscape often requires a steep learning curve, with users needing to understand complex protocols, manage multiple wallets, and execute intricate yield strategies. This complexity deters broader adoption, particularly among users who seek straightforward, user-friendly interfaces to manage their assets. #### 6. Underutilization of Jettons and Airdropped Tokens Jettons and other airdropped tokens within the TON ecosystem are often underutilized, leading to massive sell-offs and missed opportunities for yield generation. Users frequently encounter difficulties in finding productive uses for these tokens, resulting in reduced engagement and a lack of value creation within the ecosystem most of the time leading to selling pressures.
# The Solution: Simplifying yield on TON LevelQ addresses the complexities within the TON ecosystem by offering a streamlined approach to DeFi, designed to make it easier for users to discover, access, and optimize their digital assets. Our solution is built on three core principles: simplicity, security, and seamless integration within the TON blockchain. #### 1. Unified Access to DeFi Rewards LevelQ simplifies the process of engaging with DeFi on TON by providing a unified platform where users can easily access and manage various yield-generating opportunities. Our platform aggregates these opportunities, reducing the fragmentation that often leads to underutilization of assets and enabling users to maximize their DeFi rewards without navigating multiple protocols. #### 2. Enhanced Interoperability within TON While TON remains the primary focus, LevelQ is designed with future interoperability in mind. We aim to create a foundation that, in time, will allow users to seamlessly transition their assets between different blockchain networks, enhancing the overall utility and reach of their digital assets. By partnering with the best-in-class partners built on TON we can easily provide a holistic DeFi yield to millions of users. This approach not only simplifies user interactions but also prepares the ecosystem for broader cross-chain integration. #### 3. Optimized Liquidity Utilization To address liquidity fragmentation, LevelQ employs advanced strategies to allocate assets efficiently across the TON ecosystem. By acting as a central hub for liquidity management, our platform enhances the overall effectiveness of capital allocation, ensuring that users can achieve higher returns on their assets while contributing to the stability and growth of the ecosystem. #### 4. Robust Security Measures Understanding the importance of security, LevelQ integrates the best-in-class risk management protocols to safeguard user assets. Our platform continuously monitors potential vulnerabilities within the protocol assets are deployed in and employs proactive measures to mitigate risks 24/7. This ensures that users can engage with DeFi opportunities confidently, knowing their assets are protected. #### 5. User-Centric Experience At LevelQ, we prioritize user experience by designing an interface that abstracts away the complexities of DeFi. Users can engage with yield strategies, manage their digital assets, and track rewards through an intuitive, user-friendly platform. This approach lowers the barrier to entry, making DeFi more accessible to a broader audience, regardless of their technical expertise. #### 6. Increased Utility for Jettons and Airdropped Tokens LevelQ provides users with innovative ways to utilize Jettons and other airdropped tokens, unlocking their potential within the TON ecosystem. By enabling these assets to be integrated into yield strategies, we help reduce selling pressure and create new avenues for users to generate rewards, thereby enhancing the overall value of their digital assets.
# LevelQ Core Offerings LevelQ is dedicated to delivering innovative and user-centric solutions within the TON ecosystem. Our offerings are designed to empower users by simplifying access to DeFi rewards and optimizing the management of digital assets. Below are the key features and services that LevelQ provides: #### Non-Custodial Vaults LevelQ’s non-custodial vaults are at the core of our platform, allowing users to retain full ownership over their digital assets. These vaults are engineered to maximize yield opportunities by aggregating and deploying assets across various strategies within the TON ecosystem. Users can deposit their assets into these vaults and receive rewards generated by the underlying DeFi strategies, all while maintaining ownership and control of their holdings. #### Algo-Driven Yield Strategies Our platform leverages advanced quantitative algorithms to identify and execute optimal yield strategies within the TON ecosystem. These strategies are continuously refined based on real-time data, ensuring that users achieve the best possible returns on their digital assets. By automating complex processes, LevelQ makes it easier for users to benefit from sophisticated DeFi strategies without the need for deep technical knowledge. #### User-Friendly Web 3.0 Interface LevelQ’s Web 3.0 interface is designed with simplicity and usability in mind. Through seamless integration with popular TON-compatible wallets, users can easily access and manage their vaults, monitor their rewards, and interact with the TON ecosystem. The intuitive dashboard provides a comprehensive overview of all assets and rewards, making it straightforward for users to navigate and make informed decisions. #### Jetton and Airdropped Token Integration LevelQ offers unique opportunities for users to put their Jettons and airdropped tokens to work. Our platform supports the integration of these assets into yield-generating strategies, enhancing their utility within the TON ecosystem. This reduces the tendency for users to sell off these tokens, instead turning them into valuable components of their DeFi portfolios. #### Seamless Integration with TON Protocols Our platform is built to integrate seamlessly with existing and emerging protocols within the TON ecosystem. By collaborating closely with key TON projects and protocols, LevelQ ensures that users have access to the most advanced and secure DeFi opportunities available. This integration enhances the overall utility of the TON blockchain, driving broader adoption and engagement. #### Comprehensive Security Features Security is paramount at LevelQ. Our platform is equipped with cutting-edge security features, including continuous on-chain monitoring, multi-layered encryption, and smart contract audits. These measures are designed to protect user assets from potential threats, ensuring that all interactions within the LevelQ ecosystem are safe and secure. #### Future-Ready Architecture While LevelQ is currently focused on maximizing the potential of the TON ecosystem, our architecture is built with the future in mind. As the DeFi landscape evolves, we are prepared to expand our offerings to support cross-chain opportunities, ensuring that users can benefit from the broadest range of DeFi rewards available.
# LevelQ dApp LevelQ’s Web 3.0 dApp, [TONYield.app](https://tonyield.app/vaults), serves as a pivotal component within the TON ecosystem, offering an intuitive and powerful platform for accessing DeFi rewards. Designed with a focus on user experience and technical excellence, the dApp ensures that both novice and experienced users can maximise rewards whilst reducing risk. ## Key Features: * **Seamless Wallet Integration:** Facilitating secure interactions with TON protocols via the best-in-class wallets on TON. Through streamlined connected wallets enables users to maintain complete control over their digital assets while accessing our comprehensive suite of DeFi strategies. * **Dynamic User Dashboard:** Track your assets with an intuitive dashboard that provides real-time insights into asset performance, portfolio distribution, and potential market opportunities. Tailored alerts and analytics keep you informed and ready to act. * **TONYield** : Users can effortlessly engage with a comprehensive suite of DeFi yield vault, including yield farming, staking, and liquidity provisioning, all accessible from a single platform. * **Secure Transactions**: LevelQ’s smart contract infrastructure ensures secure encryption and security process to protect user and strategy data in transactions, aligning with the highest standards in the blockchain industry. * **User-Centric Design**: With a focus on delivering a smooth user experience, the dApp simplifies complex DeFi operations into straightforward actions, making it accessible even for users new to decentralized finance * **Enhanced Security Protocols:** Implement industry-leading security measures, including end-to-end encryption and routinely audited smart contracts, to ensure the integrity and safety of user transactions and data. * **Adaptive Yield Strategies:** Leverage AI-enhanced algorithms to adapt yield strategies dynamically. These smart algorithms analyze market conditions and adjust operations to maximize efficiency and profitability.\ \ [TONYield.app](https://tonyield.app/vaults) is more than just a portal to decentralized finance; it’s a bridge to a more secure, efficient, and user-friendly digital asset management. By focusing on seamless integration, robust security, and user empowerment, the LevelQ dApp is set to transform how users interact with the TON ecosystem, driving broader adoption and fostering a more connected DeFi landscape. # Competitive Advantage **Non-Custodial Smart Contracts on TON** * Secure Architecture: LevelQ utilizes non-custodial smart contracts tailored for the TON ecosystem, ensuring that users retain full control over their assets. These contracts manage the automated execution of yield strategies while maintaining high security and transparency standards. * TON-Specific Integration: Unlike platforms using generic standards, LevelQ’s contracts are optimized for the TON blockchain's unique features, including its high throughput and low transaction costs, which are crucial for managing complex DeFi operations efficiently within the ecosystem​​. **Advanced Quant-Driven Yield Optimization** * Adaptive Algorithms: LevelQ's quantitative driven algorithms continuously analyze real-time data from both on-chain and off-chain sources to dynamically adjust yield strategies. This capability allows the platform to optimize rewards while remaining delta neutral even in volatile market conditions, far surpassing static strategies used by other platforms. * Predictive Analytics: By employing machine learning models, LevelQ can predict market trends and user behavior, enabling preemptive strategy adjustments that protect user assets and maximize yield​​. **Comprehensive Risk Management** * Automated Hedging: LevelQ implements automated hedging to nullify price change risks. Strategies have built in risk management processes in place designed to react swiftly to changes in the market, safeguarding user assets. * Continuous Monitoring: The platform's infrastructure uses 24/7 monitoring and automatic rebalancing of assets, ensuring that risk exposure is minimized without requiring constant user intervention​​. **Cross-Chain Interoperability** * Seamless Asset Transfers: LevelQ's integration with bridges like TON Bridge and Orbit Bridge will allows for seamless cross-chain asset transfers, enabling users to optimize yields across different blockchain ecosystems. This flexibility offers a broader range of DeFi opportunities compared to platforms confined to a single blockchain​​. * Multi-Protocol Support: The platform supports various protocols within and outside the TON ecosystem, providing users with access to a diverse array of yield-generating strategies. This multi-chain capability ensures that users can take advantage of the best opportunities across different networks​​.\ \
# Protocol Fees LevelQ Finance operates with a transparent and strategic fee structure designed to support the protocol's continuous development, incentivize positive user outcomes, and maintain a sustainable financial model. The fee system is carefully crafted to align the success of the protocol with that of its users, ensuring that fees are only applied in scenarios where users benefit. ### Streaming Fee Streaming fees are ongoing charges applied to the assets allocated within LevelQ’s vaults. These fees are accrued continuously as a percentage of the Total Value Locked (TVL) in the vaults. The purpose of these fees is to cover the operational costs associated with managing and securing the assets on the platform, including infrastructure maintenance, smart contract audits, and development costs. Application: The streaming fee is designed to be minimal to ensure that it does not significantly impact the user’s returns. This fee is deducted from the assets in real-time, allowing the protocol to maintain liquidity and fund its operations without requiring large, lump-sum charges. ### Incentive Fee Incentive fees are performance-based fees applied to the profits generated by yield-bearing strategies on the LevelQ platform. These fees are only charged when the platform successfully generates returns for the user, ensuring that LevelQ’s incentives are directly aligned with those of its users. # Roadmap ## #### Q1 2025 – Infrastructure & Foundations * Initial product launch with Telegram Mini App * Deployment of first vaults (Liquidity pools & LSTs) * IQ Points gamification and user acquisition live * Smart contract development and preliminary audit completed #### Q2 2025 – Liquidity Campaigns & Protocol Preparation * Launch of Boosted TON Vaults campaign with targeted $5M TVL * Institutional liquidity onboarding * Finalization of smart contract upgrades and delta audit * Technical integration on cross-chain TON - EVM #### Q3 2025 – Token Launch & Ecosystem Expansion * Public Sales & TGE * Listings across exchanges * Launch of cross-chain yield vaults * Initial liquidity incentive distribution and campaign activation #### Q4 2025 – Scaling TVL & Cross-Chain Access * Expanded vault support for EVM-native strategies * Telegram-native dashboard for cross-chain DeFi access * Structured vaults for institutional partners and curators * Targeting $25M+ TVL through sustained vault campaigns * Onboarding ecosystem partners to scale distribution and liquidity # For Partners ## On-Premise Launch of Private Vaults LevelQ Finance welcomes strategic partnerships for the on-premise launch of private vaults. Institutional clients seeking exclusive and tailored decentralized finance solutions can collaborate with LevelQ Finance to deploy private vaults within their infrastructure. This on-premise solution ensures a secure and customized environment, meeting the specific needs of our valued partners. For inquiries and discussions regarding on-premise private vaults, please contact our partnership team. ## Protocol Integrations LevelQ Finance actively seeks integrations with like-minded projects, platforms, and blockchain networks. By fostering collaborations, we aim to expand accessibility and interoperability for users. If your project aligns with our vision of decentralized finance and you are interested in exploring integration possibilities, we invite you to reach out to our integration team. Together, we can create a more connected and user-friendly decentralized financial ecosystem. ## Co-Creation Opportunities LevelQ Finance believes in the power of co-creation. We invite potential partners to explore co-creation opportunities that go beyond the traditional boundaries of decentralized finance. Whether it's joint research and development, shared educational initiatives, or innovative product launches, LevelQ Finance is open to exploring avenues that mutually benefit our users and partners. For discussions on co-creation possibilities, please connect with our partnership team. ## Yield Marketplace Listing LevelQ Finance aims to empower the yield opportunities in the TON ecosystem with its Yield Marketplace. Users can select to deposit via TONYield into a multitude of yield opportunties that have been vetted and listed by LevelQ Team. We are seeking yield partners that would like to get featured in our yield Marketplace. # Boosted TON-Yield vault ## How it works You can access the vault [**here**](https://tonyield.app/vaults/1) User deposits: vault accept TON, stablecoin and other jettons that have been carefully allow listed. Upon deposit the user receive shares of the vault, entitling it to the underlying yield plus its principal. Share issuance: Share issued to depositors are jetton compliant and yield bearing. Any address owning share of the vault can request a withdraw from the vault in non custodial manner Smart contract mechanisms: Once asset are deposited into the vault, the smart contract allocate it to the strategy. Smart contract will go through the steps of strategy creation, adding to the TVL already present in the strategy. There could be multiple strategies under one vault, hence asset allocation depend on strategy capacity and performance. ## Strategy used ### LP with hedging & staking LevelQ deploys TON, TON LSTs with USDT into an Automated Market Maker pool. The volatile asset price exposure is hedged by borrowing half of the deposit value on Money Market Protocol before LP, creating a quasi delta neutral positions. If the AMM has staking pools, the LP are staked to earn additional rewards and then compounded. The APY of this strategy depends on couple of factors: * Volumes * How much is the borrow APR (depends on borrowing demand, driven by speculation) * How much token reward are distributed to LP stakers. * Volatility of TON price This strategy earn in bull, bear and range market. It earn more in steady uptrend or range market with volatility. Protocols used on TON: * AMM: STONfi, DeDust * MMP: EVAA Protocol #### Any troubles interacting with Boosted TON-Yield vault? Read our FAQ {% content-ref url="/pages/mkfvmAaU67NixB9UBjaj" %} [Boosted TON Yield, Vault Launch FAQ](/the-tonyield-academy-faq/boosted-ton-yield-vault-launch-faq) {% endcontent-ref %} # Yield Strategies ### LP with hedging & staking LevelQ deploys a volatile asset with a stablecoin into an Automated Market Maker pool. The volatile asset price exposure is hedge by borrowing half of its value on Money Market Protocol before LP. If the AMM has staking pools, the LP are staked to earn additional rewards. The APY of this strategy depends on couple of factors: * Volumes * How much is the borrow APR (depends on borrowing demand, driven by speculation) * How much token reward are distributed to LP stakers. This strategy earn in bull, bear and range market. It earn more in steady uptrend or range market with volatility. Protocols needed on TON: * AMM: Megaton Finance, STONfi, DeDust, Curdle/[Torch Finance](https://github.com/0xcurdle/curdle-v1) * MMP: EVAA Protocol, DAO Llama ### Carry trade arbitrage LevelQ profit from interest rate discrepancies between assets of the same types: stablecoins, BTC and stable BTC, TON and TON LSTs. Volatile asset price exposure is hedged by borrowing. Using MMP protocol, deposit asset is used as collateral to borrow the same asset type but at a cheap rate, then use this borrowed asset to lend or simply swap it to the original asset, depending on which has the highest lending rate. The more MMP exist on the chain the more efficient the strategy is, the bigger the arbitrage opportunities are. The APY of this strategy depends on couple of factors: * Borrow rate * Lending rate * Available liquidity/Utilization rate * Flash loan capabilities * Various asset available of the same type * How much token reward are distributed to lender and borrowers Protocols needed on TON: * MMP: EVAA Protocol, DAO Llama ### Lending loops LevelQ profit from interest rate discrepancies between assets in MMP. The volatile asset exposure is hedge by borrowing. Using MMP protocol, deposit asset is lent and used as collateral to borrow the asset that has the lowest borrow rate, then use this borrowed asset to lend and use it as collateral to borrow another asset at a low rate. The strategy calculate the most optimal path of lending and borrowing of asset that maximize its APY while taking into account asset usage restriction. The APY of this strategy depends on couple of factors: * Borrow rate * Lending rate * Available liquidity/Utilization rate * Flash loan capabilities * Various asset available * How much token reward are distributed to lender and borrowers Protocols needed on TON: * MMP: EVAA Protocol, DAO Llama ### Basis trade LevelQ creates a long/short position on a volatile asset like TON, ETH, BTC or any other asset supported. The strategy will manage the delta exposure to be almost zero so that the strategy receives funding fee every hour whether from the long or from the short, depending on the bias of the traders. The APY of this strategy depends on couple of factors: * Funding fee * Comissions open/close * Trading rewards * Volume on perps Protocols needed on TON: * Derivatives: Storm Trade, [Ton-Hedge](https://ton-hedge.gitbook.io/ton-hedge-docs) * MMP: EVAA Protocol, DAO Llama ### Leverage LP staking LevelQ deploys eploys TON, TON LSTs with USDT into an Automated Market Maker. The LP is used as collateral to borrow more assets, leveraging up the position. The target leverage is between 2x and 3x using Money Market Protocol. If the MMP has staking rewards, they are claimed and compounded. The APY of this strategy depends on couple of factors: * Volumes * Share of liquidity used (how tight the range is compared to the price) * How much is the borrow APR (depends on borrowing demand, driven by speculation) * How much token reward are distributed. This strategy earn in bull, bear and range market. It earn more in steady uptrend or range market with volatility. Protocols needed on TON: * AMM: Dedust, Storm Trade * MMP: EVAA Protocol ### CLP with hedging & staking LevelQ deploys a volatile asset with a stablecoin into tight range of Concentrated Market Maker pool. The volatile asset price exposure is hedge by borrowing half of its value on Money Market Protocol before LP. If the CMM has staking pools, the LP are staked to earn additional rewards. The APY of this strategy depends on couple of factors: * Volumes * Share of liquidity used (how tight the range is compared to the price) * How much is the borrow APR (depends on borrowing demand, driven by speculation) * How much token reward are distributed to stakers. This strategy earn in bull, bear and range market. It earn more in steady uptrend or range market with volatility. Protocols needed on TON: * CMM: Ion Finance * MMP: EVAA Protocol, DAO Llama # On-chain Infrastructure On-chain architecture serves as the foundational framework that underpins the decentralized and trustless nature of blockchain-based systems. In the context of LevelQ Finance, on-chain architecture refers to the design and structure of the protocol implemented directly on the blockchain, utilizing smart contracts to automate and execute various decentralized finance functions. By leveraging on-chain architecture, LevelQ Finance ensures transparency, security, and immutability of crucial financial operations. This decentralized approach eliminates the need for intermediaries, providing users with direct control over their assets within the LevelQ Finance ecosystem. # Proxy Smart Contracts Each LevelQ vault is connected to at least one Proxy Smart Contract. These Proxy Smart Contracts are crafted to encapsulate the mechanics of the actual investment strategies developed by the LevelQ team. Serving as the operational backbone, each Proxy contains precise information about its designated strategy, executing specific actions following the chosen methodology. Crucially, Proxy Smart Contracts play a pivotal role in interfacing with third-party protocols through the LevelQ execution framework. These contracts act as conduits, forwarding requisite actions in the form of transactions to external protocols. Every Proxy Smart Contract is overseen by a designated managing address, referred to as the Proxy Operator. The Operator is responsible for signing and executing transactions, ensuring the implementation of chosen strategies. To fortify user security, each Proxy Smart Contract is configured to permit only a specific set of operations. This deliberate limitation shields users from potential fraud by the Proxy Operator. For instance, the Proxy Operator is restricted from sending assets to arbitrary addresses and is only empowered to interact with predetermined protocols and pools. This configuration reinforces the trustworthiness of LevelQ Finance's Proxy Smart Contracts, prioritizing user protection and security.
# Off-chain Infrastructure The entirety of LevelQ product suite, encompassing development, testing, and operation, is centrally managed from its off-chain infrastructure. This includes the deployment and execution of algorithms responsible for monitoring, closing positions, and orchestrating transaction routing. Operating off-chain ensures an agile and dynamic environment where LevelQ can swiftly iterate on its products, conduct thorough testing, and seamlessly manage the various algorithms that contribute to the stability and efficiency of its decentralized finance ecosystem. The centralized nature of the off-chain infrastructure allows the protocol to operate without requiring community participation in a governance minimized fashion. # Data Monitoring To maintain the stability and safety of strategies, LevelQ actively monitors third-party protocols currently in use. Relevant data is continuously gathered and stored directly from the blockchain. In response to specific events or anomalies, strategies may temporarily unwind positions removing fund exposure to third-party protocols to allow time for resolution. Additionally, LevelQ utilizes 3rd parties to prevent 0 day hack events. A tool employing real-time AI algorithms to predict potential attacks on protocols. This proactive approach enables LevelQ to close positions preemptively in the face of identified threats, ensuring the security of user funds. The combination of blockchain data monitoring and predictive analysis plays a crucial role in upholding the integrity and resilience of LevelQ's decentralized finance ecosystem. # Swaps: Routing Algorithm LevelQ's investment products often involve multiple tokens, and for optimal token swapping, the platform utilizes a proprietary Many-to-Many routing algorithm. This off-chain algorithm monitors pools in all supported Decentralized Exchanges (DEXes) and constructs an efficient transaction path, minimizing swap fees, price impact, and gas costs. A key feature of the algorithm is its ability to split transactions when the total price impact is too high, allowing LevelQ to reduce overall DEX fees. This routing mechanism is actively employed in LevelQ Boosted Indices during rebalancing and maintenance events, ensuring cost-effective and optimized token swaps. # Risks ## Counterparty risk When you provide liquidity through our smart contracts, they interact with platforms like DeDust and StonFi. DeDust operates on closed-source code, meaning the code isn't publicly available for review, while StonFi is open-source, allowing anyone to inspect it. However, vulnerabilities could still exist on either platform. Since our smart contracts depend on these platforms, any vulnerabilities in their code could put your funds at risk. If there’s an issue with DeDust's closed-source code, it might go unnoticed until it’s too late. Even with StonFi being open-source, bugs or exploits can still be found. Be mindful of the risks when providing liquidity through our smart contracts, especially considering the platforms we depend on ## Impermanent Loss When you provide liquidity in DeFi, the value of your assets can change due to price fluctuations between the tokens. This difference is what’s called impermanent loss. If the price of the tokens SettleTON supplied to DEXes changes significantly, you might end up with less value than if you had just held onto your tokens. This can happen even if the total value in the pool increases. # Safety Measures LevelQ Finance has implemented a comprehensive set of security measures across the entire product lifecycle to safeguard user funds and ensure the robustness of its DeFi ecosystem. ## Smart contract level * **Asset Security:** Neither Vault Operator nor Strategy Operator can divert user assets to unauthorized addresses. * **User Autonomy:** Users can withdraw assets at any time from any strategy without the need for Vault Operator participation. ## Off-chain level * **Data Monitoring:** Crucial for protocol security, data monitoring is actively employed to detect anomalies and potential threats. * **Automated Position Closing:** Carefully configured signals allow for the automated closing of positions in response to specific events, ensuring swift response to emerging risks. * **Predictive Analytics:** Advanced predictive analytic tools are utilized to detect potential protocol attacks. Preemptive actions are taken to secure assets before attacks occur. # LevelQ Finance Token $LVLQ token (jetton) is the experience enhancer for its holder. Users can buy it on major DEX and soon CEX supporting the TON blockchain. $LVLQ token can be earned through the point system by collecting $IQ rewards to get eligibility to future airdrops. $LVLQ is used for reward distribution for stakers and allocated to key partners to promote alignment of interest. As the community grows, the DAO will be able to increase or decrease the amount of reward allocated to partners and to staking via voting. DEX liquidity is maintained by LevelQ in order to support trading and the different staking mechanisms. LevelQ Finance will support $LVLQ token with buyback & make using funds from the treasury that grow thanks to fees. Buyback & make are carried by purchasing $LVLQ on the open market and distributing it as rewards to stakers or directing it towards building POL. Buyback & burn will also occur but on a less frequent basis where decisions will be made but at the sole discretion of the LevelQ team at first, then it will be decided by the LevelQ DAO once voting is enabled. The following are benefits that $LVLQ provide to its holders: * Staking * Fee share * Governance rights * $IQ point & multiplier * Referral boost # Tokenomics Below is the token allocation for the different use cases
Below is the allocation pie chart
Below is the release schedule chart
# $LVLQ Token Model $LVLQ operate under a rather simple but clever model aiming to bolster the projects longevity and token economy. LevelQ aim to operate under a governance minimized model, where vault can be functionnal without requiring constant input from DAO and voting. Furthermore, the token model will aim to automate all system to the maximum extent. Below are the major system parts of the token model. {% content-ref url="/pages/hRR4losbZNkmuaNlBWve" %} [Staking](/lvlq-token/levelq-finance-token/usdlvlq-token-model/staking) {% endcontent-ref %} {% content-ref url="/pages/pCr1Uszf81Ns1g2HD4xX" %} [$IQ points system](/lvlq-token/levelq-finance-token/usdlvlq-token-model/usdiq-points-system) {% endcontent-ref %} {% content-ref url="/pages/KOIxvGH9efthpbDZdtis" %} [Voting/Governance](/lvlq-token/levelq-finance-token/usdlvlq-token-model/voting-governance) {% endcontent-ref %} {% content-ref url="/pages/0si9LaDN7UnhZWzPdoga" %} [Fee share](/lvlq-token/levelq-finance-token/usdlvlq-token-model/fee-share) {% endcontent-ref %} # Staking ## **Simple Staking** Users can stake their $LVLQ and get the full benefits of owning the tokens. Simple Staking rewards long term believers in the protocols with Staking APY, governance rights, fee share, $IQ rewards multiplier, referral boost and more. By staking their $LVLQ, participants can elect to lock it for different periods of time granting higher benefits the longer the tokens are locked. A user requesting to unstake its token before the end of the lock period will see a partial amount of their $LVLQ burned, incentivizing long term commitment. ## **$LVLQ LP Token Staking** Soon after launch, LevelQ will incentivize capital allocators to deposit in its $LVLQ DEX pools by rewarding points and tokens for staking of DEX LP tokens of $LVLQ pairs. While aware that is can lead to attracting mercenary capital, we’ll launch soon after the bond mechanism to build Protocol Owned Liquidity. ## **Bond To LP** In the Bond To LP staking vault (BTLP), users can stake $USDT or $TON and receive discounted $LVLQ while forfeiting their Bond To LP vault token. More details will be shared soon. ## **Vault LP Staking** Staking of vault LP token will be available, rewarding users long term commitment with higher reward rate along with their points and reward multiplier from $LVLQ Simple Staking.
# $IQ points system The $IQ rewards system is one of the principal way by which the protocol will garner initial liquidity through direct incentivization of its users whether retail, protocol or insitutions. The system offers a fair chance to any user in the community to get a potential airdrop in the future. $IQ rewards represent the positive-sum of user participation on the platform, mainly the dollars value deposited over time while not being limited by it only. $IQ rewards are not transferable and are never taken away. Users do not need to claim on chain the $IQ rewards. $IQ rewards do not give any benefits in the protocol; its sole purpose is a mean of accounting for positive participation into the protocol’s launch phase. The conversion between point number and token available for claim is to be decided. The number of token allocated for the airdrop will be 120 million or 12% of total supply. Details about points and requirements can be found under the points page of the application. # Points campaign ## **Starter quest** * Points for completion: 500 * Requirement: follow the steps in the quest [here](https://tonyield.app/quests/starter). * Recurrence: one time ## **Daily quest** * Points per claim: 100 * Requirement: Have validated the Starter quest, simply claim point in the [quest page](https://tonyield.app/quests). * Recurrence: daily ## **Ambassador quest:** * Points for completion: 750 * Point for successful referal: 50 points; capped at 5000 per referrer * Requirement: Follow the quest step in [here](https://tonyield.app/quests/ambassador) * Requirement for referred: complete starter quest. * Recurrence: one time ## **Early bird depositor** ### Minimum Deposit * Points for requirement completion: 500 * Requirement: [Provide minimum 1 TON](https://tonyield.app/quests/one-ton-bonus) and maximum 3.99 TON in [Boosted TON-Yield vault](https://tonyield.app/vaults/1). Eligibility only at provide transaction, not on cummulated assets provided in the vault. * Recurrence: at provide transaction. ### Target Deposit * Points for requirement completion: 2500 * Requirement: [Provide minimum 4 TON](https://tonyield.app/quests/four-ton-bonus) in [Boosted TON-Yield vault](https://tonyield.app/vaults/1), capped at 4 TON. Eligibility only at provide transaction, not on cummulated assets provided in the vault. * Recurrence: at provide transaction. # Voting/Governance $LVLQ Simple Stakers can participate in governance decisions of the protocol by having power to change different parameters. However, the goal is to have a governance minimized protocol where LevelQ vault can operate autonomously without governance intervention, ensuring maximum uptime. At launch, LVLQ are used for voting in [Ton.vote](https://ton.vote/) which if successful, changes are deployed by team multisig. As the community grows, onchain voting will be put in place later where LVLQ Simple Stakers will be able to vote on protocol changes in decentralized manner. # Fee share Staker of $LVLQ earn claimable fee share as a way to reward their positive participation in the economy of the protocol. The fee share is set at a certain % of the revenue that the protocol earn with the remainder going to the treasury for future use. There are two type of fees that are withheld by the protocol smart contract: performance fee share and management fee share. The standard incentive fee is applied on yield bearing asset in vaults and can vary from 10% to 25% accrued at withdrawal or every month into the treasury. The streaming fee can vary from 0% to 2% and is applied on the TVL of the vault, accrued every month into the treasury. The more $LVLQ are staked for longer period of time, the higher the portion of the fee share the users receives.
# Strategy proposal voting TBD # Airdrop The total allocation for the airdrop will be 120 million token, 12% of the total supply. The timing and conversion rate are to be decided. Keep an eye out. # Protocol Treasury LevelQ treasury is a central part of the success of the protocol. All the incentive fee and streaming fee levied on each vault goes into the treasury minus the fee share distributed to $LVLQ staker. The treasury has multiple functions: 1. POL (Protocol Owned Liquidity) + Reward distribution + Buyback & burn: LevelQ needs POL to make sure their is sufficient DEX liquidity and ensure its ability to purchase LVLQ from the market to distribute to stakers when token reward allocation will be depleted. Furthermore those funds will be used to buyback & burn the token, decided by the LevelQ DAO once voting is enabled. 2. OPex fund: Portion of the treasury is allocated to OPex needs that the LevelQ team might have in order to maintain the offchain computing up and running while taking care of the legal, regulation aspect of the business via the LevelQ Foundation. 3. Insurance/community fund: The insurance/community fund are assets dedicated to community growth incentives (grants) while also acting as a backstop like insurance which cover users in case of irrecoverable loss of funds due to unforeseen hack. The Insurance/community funds are always earning low risk yield in dedicated vault instances managed by LevelQ protocol and steered by the LevelQ DAO. # Audits LevelQ has successfully completed its smart contract audit by TonBit. {% file src="/files/BtdcxnRmnTbE6md1ZyEY" %} Audit report smart contract {% endfile %} ### About Tonbit TonBit, a core sub-brand of BitsLab, stands as the trusted security expert and early builder within the TON ecosystem. As the Primary Security Assurance Provider (SAP) for the TON blockchain, TonBit specializes in comprehensive security audits, including Tact and FunC language audits, ensuring the integrity and resilience of projects built on TON. # Legal # Contacts TBA # Privacy policy Welcome to LevelQ. This Privacy Policy details how LevelQ, along with our affiliates and subsidiaries ("LevelQ," "we," "us," or "our"), handles the personal and other information ("Personal Information") of our users ("you" or "your") collected via LevelQ's official website and app (the "Platform"), including any content, features, services, or other online activities we offer (collectively, the "Services"). By engaging with our Services, you agree to the practices regarding information collection, use, and sharing as outlined in this Privacy Policy. ## **Our Use of Your Information** We collect your Personal Information to deliver, enhance, and personalise our Services. Specifically, we use your Personal Information to: * Communicate with you regarding our products, updates, services, and any other information you may find useful or that you have requested via the Services. * Monitor and analyze usage, trends, and other activities to improve our Services and user experience. * Identify and rectify any technical or security issues to ensure the optimal performance of our Services. * Prevent fraudulent activities and safeguard the rights and property of LevelQ and our users. * Support our engagement with third-party service providers, contractors, and consultants who assist in our operations. ## Collection **of Information** Your information is collected in several ways, including directly from you when you engage with our Services or communicate with us. We also collect data through: * Log and device information when you access our Services, including but not limited to IP addresses, browser types, visit times, viewed pages, and device details. * Subscriptions to our newsletters, through which we may send you news, updates, and promotional information. You can opt out anytime via the unsubscribe link in our emails. * Cookies, which are used to gather data that helps us understand user engagement and improve our Services. * Interactions with social network plugins on our site. Please be aware these networks may collect your data under their privacy policies. ## **Information from Third Parties** We may also enhance our data with information received from third-party services to improve and personalize our Services. ## **Sharing of Personal Information** Your Personal Information may be shared with third parties, including but not limited to service providers and consultants, to facilitate our operations or as legally required. This includes sharing for legal compliance, to address security and technical issues, or to protect LevelQ's rights and safety. In the event of a business transition, such as a sale or merger, your Personal Information may be transferred or acquired by a third party, where it would remain subject to the promises made in this Privacy Policy. ## **Your Rights** You have the right to access, correct, or delete your Personal Information held by us. Requests can be made by contacting us directly. ## **Security and Retention** We strive to protect your Personal Information but cannot guarantee absolute security. Information is retained as necessary for the purposes collected and in compliance with legal obligations. ## **International Transfers** Your information may be stored or processed outside of your country, and we are committed to ensuring adequate protection of your information across borders. ## **Policy Updates** This Privacy Policy may be updated to reflect changes to our information practices. Any amendments will be posted on our Services with an updated effective date. ## **Inquiries** For any questions regarding this Privacy Policy, please contact us directly at . # Terms and Conditions TBD # Branding ## LevelQ Bright logo

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# Introduction to TONYield Academy **What is TONYield?** TONYield is an all-in-one DeFi yield platform uniquely integrated with the TON blockchain. It offers a suite of tools designed to simplify user access to DeFi by consolidating multiple yield strategies into a single, user-friendly platform. **What makes TONYield unique in the TON ecosystem?** TONYield stands out in the TON ecosystem by offering an integrated suite of DeFi tools directly on the TON blockchain, focusing on unified access to yield, integration with TON-native protocols, and maximizing yield through innovative strategies. [Read more](https://docs.levelq.finance/levelq/the-solution-simplifying-yield-on-ton) **How does DeFi work, and why is it important?** Decentralized Finance (DeFi) refers to financial services built on blockchain technology that operate without central intermediaries. It allows for more open, accessible, and flexible financial markets, which are particularly important for creating a more inclusive financial system. **What are the benefits of participating in TONYield?** Participants can enjoy several benefits, including access to high-yield strategies, ease of use through a simple interface, and enhanced security measures. TONYield also lowers the entry barrier to DeFi, making it easier for users to maximize returns without deep technical knowledge.
# Boosted TON Yield, Vault Launch FAQ ## How can i deposit? 1. Go to 2. Connect your wallet (Top right corner) 3. Select your wallet of choice.\ ![](https://lh7-rt.googleusercontent.com/docsz/AD_4nXctYAgDYVIeT5GZRFiiGcsACa0aAC7YXsFI-rEDZ1oLfq0D4p2NNzNR5KKuXBYxlYHcSkOzjdtet-WMJpqo_2IkYjjTemVPQiGDmdUiliHf4ZXortl1u8-4a31lXU1kV4XkjnPU?key=4SUdMAAwvyirgvT0pVlNWAMW) 4. Click on “Access Vault” button under Boosted TON-Yield vault. ![](https://lh7-rt.googleusercontent.com/docsz/AD_4nXddLiZZgXGzfWeX5uWgFKGn2q6hN5O6n19K6Ny8m1Nh8MO_vFFfD5jpjFnho6ffv9MJcCLf_90TDQcUU2lyglOc5auZxSVU8ntUt3Xa_KSrVoM91qdIgVy0K2ov9pbLtgPTq_uSqw?key=4SUdMAAwvyirgvT0pVlNWAMW) 5. Click on “Provide” button\ ![](/files/LAN1zf2Wo0tkvVRoEfTX) 6. If its your first deposit, you must sign the initial message to initialize your LP Account. Confirm the transaction in your connected wallet. Wait a bit for the app to update the state. Once the transaction goes through, you will be able to Provide. 7. If you already made a deposit into the vault, simply click on the “Provide” button 8. Select your asset of choice for deposit and input the amount you want to deposit and click on “Provide liquidity”. (Keep in mind the [point boosting quest](https://tonyield.app/quests) per amount provided)\ ![](https://lh7-rt.googleusercontent.com/docsz/AD_4nXcJrFaiW9gXb-Ix-XT9DyZ1kul3FuLpQFmNHebE7U7hDwtNwZpnwUtW5qZvphHSiXsfYpgzUt2GazrgXf6Jj722wKnPECGr6-Fkmj591BZdNGvZ9xLPvak2eVXiDBmguaOR2Y22pg?key=4SUdMAAwvyirgvT0pVlNWAMW) 9. Confirm the transaction and wait for the app state to update 10. Checkout the [dashboard](https://tonyield.app/dashboard) to see your deposit and track your earnings and points. ## How do i withdraw from the vault? 1. Go to 2. Connect your wallet (Top right corner) 3. Select your wallet of choice.\ ![](https://lh7-rt.googleusercontent.com/docsz/AD_4nXdsBtNRKgu4N4nUTHkreKTKkpJJzmes8MagO-Q8TDrcbmJ4hGY8XbzklO4QEo_6p3II0GWlN7R1RkZsIU_7nDHNMbkeNRj805v3yMNBZSGauBycwoFBgAMZpwyjNjD2MzpIPw7k?key=4SUdMAAwvyirgvT0pVlNWAMW) 4. Click on “Access Vault” button under Boosted TON-Yield vault. ![](https://lh7-rt.googleusercontent.com/docsz/AD_4nXck0S2jPHOdE4A2F38sTH5jO1dAxcUyQSJB9tAP7lvVV1DzFCZ3ABooa5ZuwsGFco594w4C9WoP9NCfC8S2YUCPDwC5ubIxCp3XgRmpiALGdaI7suOYkgjyhAnGN7rwQJm0DFVY3g?key=4SUdMAAwvyirgvT0pVlNWAMW) 5. Click on the withdraw button. \ ![](/files/AHx5oLhFUWtvwYGMVDP9) 6. Select the amount of TBY token (LP token of the Vault) to burn to receive TON and USDT back. Click on withdraw.\ ![](/files/U4YmUb53LOyftHZ8icwH) 7. Confirm the transaction in your wallet. Wait for the transaction to go through. You will receive your TON and USDT into your wallet directly. ## Why depositing and withdrawing into the vault cost so much TON in gas? * TON Boosted Yield vault is a complex set of smart contract that interact with multiple protocols to allocate users asset to earn yield. It does it without taking custody of the funds, ensuring users remain in full ownership of their assets. * LevelQ will be implementing a fee re-bate for all Users who have provided liquidity into the vault for the first 4 weeks. By way of compensating users, we are rewarding users with boosted points, fee re-bates + partner points. Rewards distributed by LevelQ to users are still TBD. Keep an eye out # Vault Strategies and Mechanics **What is a vault, and how does it work on TONYield?** A vault in TONYield is a smart contract that automates particular yield-generating strategies, such as liquidity provisioning and staking. Users provide liquidity into the vaults, which then strategically deploys them into different protocols to maximize returns. **What types of strategies does TONYield employ?** TONYield employs various strategies including liquidity provisioning, staking, and arbitrage across multiple DeFi protocols to optimize returns. **What assets are accepted in TONYield vaults?** Assets like TON, USDT, and TON staked versions such as tsTON and stTON are accepted, allowing a broad range of opportunities for yield. **What is the projected APY, and how is it calculated?** The projected APY depends on the strategies employed and the performance of the underlying protocols. It's calculated based on the returns from these strategies over a year, adjusted for risk and the cost of operations. **How does TONYield manage impermanent loss and other risks?** TONYield employs strategies such as hedging and diversification to minimize risks like impermanent loss. Additionally, smart contracts and rigorous security protocols are in place to safeguard user assets.
# User Participation Guide **How can I connect my wallet to TONYield?** Users can connect their wallets through the TONYield dApp interface, supporting popular wallets compatible with the TON blockchain. **Why can’t I connect my TonKeeper browser extension wallet to TONYield mini-app?** Unfortunately, TONKeeper browser extension will not recognize that you want to connect to the TONYield miniapp. Try using another wallet, ideally TONSpace or Wallet from the Telegram application. **What are the steps to provide liquidity into a vault?** To provide liquidity, users select the desired vault, choose the asset, and confirm the transaction in their wallet. The assets are then reallocated via smart contracts to various AMM and protocols to generate yield for the users. **How does the reward system work?** Rewards are distributed based on the amount and duration of liquidity provided, with different rates for different strategies. Users can track their earnings in real-time through the TONYield dashboard. **Why can’t i see my points number on Telegram miniapp or in TONYield dApp?** Make sure you are connecting to the mini app or the dApp with the same wallet. If you use different wallet to connect you will not see the same numbers. **What happens to my assets once deposited?** Once deposited, assets are pooled and automatically managed by the vault's strategies to generate yields. The details and performance of these assets are transparently displayed on the user dashboard. **How can I withdraw my assets?** Users are able to withdraw from the vaults at any-time post a short 48hr lock-up period. The 48hr lock-up period is in place to make sure the vaults have sufficient time to execute the strategies for users.
# Security and Transparency **How does TONYield ensure the security of user assets?** TONYield implements a secure smart contract to redeploy user assets into AMMs, regular audits, and strict compliance checks to ensure the highest security standards. **How can users monitor vault transactions and balances?** Users can monitor their transactions and balances through the TONYield dashboard, which provides detailed and up-to-date information on all user activities. **What are the risk factors, and how does TONYield mitigate them?** Risks include market volatility, impermanent loss, and contract vulnerabilities. TONYield mitigates these through diversified strategies, regular security audits, and robust risk management protocols.
# Ecosystem Integration **Which TON protocols does TONYield currently integrate with?** TONYield integrates with several key TON protocols like STON.fi, DeDust, Storm Trade, Bemo, EVAA Protocol & much more, leveraging their features to optimize yields. **What partnerships are enhancing the TONYield ecosystem?** Strategic partnerships with major TON-based projects and other blockchain entities enhance the functionality and reach of TONYield, contributing to a more robust ecosystem. **How does TONYield contribute to the broader TON ecosystem?** By increasing liquidity, enhancing token utility, and providing users with powerful tools for earning rewards, TONYield plays a pivotal role in the expansion and integration of the TON ecosystem. # Contact Support Form If you're experiencing an issue or have a query related to your transactions, vaults, or any other aspect of the TonYield App, please fill out the form below. Our support team will review your request Submit your issue here: #### **🛠 How It Works** 1️⃣ Submit the form with details of your issue (Transaction ID, Wallet Address, Description, and any relevant screenshots). 2️⃣ Our support team reviews your request and categorizes it based on urgency. 3️⃣ Issues are assigned to the appropriate team (moderators, technical support, or developers). 4️⃣ You will receive updates via Telegram when your issue is being worked on or resolved. For urgent matters, please reach out to our Telegram support chat for real-time assistance.